Contrary to popular belief, the epicenter of the strongest earthquake to ever strike the continental U.S. was not in California, but in Missouri. It was so powerful that it changed the course of the Mississippi River.
Twenty states, including Hawaii and every state that borders the Atlantic Ocean and Gulf of Mexico, face the threat of hurricanes every year.
As the population of the U.S. has swelled, so has the risk of Americans facing a catastrophe, whether it's a tornado, hurricane, flood or earthquake.
Home values have also increased in areas prone to natural disasters, and many of those homeowners have their net worth tied up in their homes. This puts their biggest financial asset at risk.
Hurricanes Katrina and Rita revealed America is not as prepared for natural disasters as it should be. While we can't stop them from occurring, we can do a better job preparing and protecting America from their consequences.
National coalitions such as Pro tectingAmerica.org, comprised of emergency management officials, first responders, disaster relief experts, insurers and others, are advocating ideas that would help prepare Americans to deal with the consequences of natural disasters before they occur.
One solution is the creation of privately funded, government- sponsored catastrophe funds. These funds would accumulate money in advance of catastrophes, and would be funded by a portion of the insurance premiums collected by private insurers. At the state level, the funds could cover restoration from local disasters. At the federal level, there could be a catastrophe fund that covers losses that can't be covered by one state. Money would not be accessed until needed, and would grow tax-free to help pay for future losses.
Besides catastrophe funds, other solutions could include strengthening first responders, improving building codes, and sensible land use policies.
While a better solution is still in the works, there are some things you can do now to prepare for catastrophes:
• Become familiar with your community's disaster preparedness plan and develop a plan for your family.
• Prepare an emergency supply kit including a three-day supply of bottled water, nonperishable food, a manual can opener, paper plates, cups, utensils, first-aid kit, flashlight and battery-operated radio with extra batteries.
• Organize documents in waterproof containers. Include financial information, important phone numbers, wills, insurance policies, immunization records and passports.
• Prepare an inventory of your personal property and videotape your household contents.
dinsdag 18 augustus 2009
vrijdag 14 augustus 2009
5 Tips To Select The Best Wedding Reception Location
Being disc jockeys, we get the opportunity to evaluate many reception facilities while having little or no bias to "sell" one location over another. Most Brides and Grooms know where they will be holding the ceremony before they decide where to have the reception, so we have compiled five observations that can help you when selecting your venue.
Distance - If people have to drive a long way to get from the ceremony to the reception, some will get distracted or decide to do something else. Try to keep the reception within a 15 to 30 minute drive of your ceremony. If it is not possible to get a reception hall close to your ceremony, make a caravan. Have the Bride and Groom lead the parade, and people will follow you to your reception.
Time - Time is just like the distance issue. If your reception is several hours after the ceremony, people will get busy doing other things and not show up for the reception. Try to start the reception within an hour or two of the ceremony. If you don't want to start your wedding dance at 4 o'clock in the afternoon, have a Meet and Greet mixer before your reception. Serve some punch and get people to mingle. This will be one of the few times that both families will be together. Encourage family members to share stories about your childhoods.
Size - People like their personal space, and they have most likely spent an hour packed into a church for your ceremony. If you let them spread out, they will enjoy themselves more. Make sure your reception hall has plenty of room for your guests. The people renting the location might tell you it holds 200 people, but that doesn't necessarily mean it will hold 200 people comfortably! Make sure to visit the venue before booking.
Climate Control - Having a summer wedding? Is your reception hall air conditioned? If people sweat while just sitting, they won't dance. On the flip side, if they are cold they won't dance either (who wants to dance in a parka?). Also make sure you know who has control of the thermostat so the temperature can be adjusted if needed. Chances are your reception will be warm and stuffy while all the guest are there, but as they trickle out during the night the room will begin to cool down.
Smoking - This is a hot button issue, but if your reception hall is non-smoking, you can fully expect smoker's to leave your reception for 15-30 minutes every hour. If enough of them leave the reception area, you may find a large percentage of your guest just hanging out in the smoking area. This can be a big problem if you have many smokers in your wedding party. You don't have to allow smoking, but it is something you should consider, especially if anyone has any health problems like asthma or allergies that could be triggered by smoke. If you decide not to allow smoking in the reception area, how close is the nearest place for a smoker to go? Is it close enough that you will be able to get needed wedding party members during events like the bouquet toss or garter auction?
Facility coordinators will no doubt bring up several other factors for you to consider when you interview them for your booking, but these are often missed items, especially if they don't favor the potential venue. If you keep the overall picture in mind and work with your wedding planner or event coordinator on the decorating ideas, you will no doubt have an enjoyable and memorable wedding reception.
Distance - If people have to drive a long way to get from the ceremony to the reception, some will get distracted or decide to do something else. Try to keep the reception within a 15 to 30 minute drive of your ceremony. If it is not possible to get a reception hall close to your ceremony, make a caravan. Have the Bride and Groom lead the parade, and people will follow you to your reception.
Time - Time is just like the distance issue. If your reception is several hours after the ceremony, people will get busy doing other things and not show up for the reception. Try to start the reception within an hour or two of the ceremony. If you don't want to start your wedding dance at 4 o'clock in the afternoon, have a Meet and Greet mixer before your reception. Serve some punch and get people to mingle. This will be one of the few times that both families will be together. Encourage family members to share stories about your childhoods.
Size - People like their personal space, and they have most likely spent an hour packed into a church for your ceremony. If you let them spread out, they will enjoy themselves more. Make sure your reception hall has plenty of room for your guests. The people renting the location might tell you it holds 200 people, but that doesn't necessarily mean it will hold 200 people comfortably! Make sure to visit the venue before booking.
Climate Control - Having a summer wedding? Is your reception hall air conditioned? If people sweat while just sitting, they won't dance. On the flip side, if they are cold they won't dance either (who wants to dance in a parka?). Also make sure you know who has control of the thermostat so the temperature can be adjusted if needed. Chances are your reception will be warm and stuffy while all the guest are there, but as they trickle out during the night the room will begin to cool down.
Smoking - This is a hot button issue, but if your reception hall is non-smoking, you can fully expect smoker's to leave your reception for 15-30 minutes every hour. If enough of them leave the reception area, you may find a large percentage of your guest just hanging out in the smoking area. This can be a big problem if you have many smokers in your wedding party. You don't have to allow smoking, but it is something you should consider, especially if anyone has any health problems like asthma or allergies that could be triggered by smoke. If you decide not to allow smoking in the reception area, how close is the nearest place for a smoker to go? Is it close enough that you will be able to get needed wedding party members during events like the bouquet toss or garter auction?
Facility coordinators will no doubt bring up several other factors for you to consider when you interview them for your booking, but these are often missed items, especially if they don't favor the potential venue. If you keep the overall picture in mind and work with your wedding planner or event coordinator on the decorating ideas, you will no doubt have an enjoyable and memorable wedding reception.
dinsdag 11 augustus 2009
5 Great Tips to Decorate Your Modern Home
Today’s contemporary designs replicate the classic modernist use of space, while renewing it with the durability and comfort required by the busy new generation. The modern furniture of these days is designed keeping comfort and warmth in mind that calls you to settle down and unwind. Materials used in this type of furniture such as leather, and excellent upholstery enhance the decor of your living room. From its shapely contours and gentle angles to its fine craftsmanship and modern materials, contemporary furniture generates an ambiance of effortless elegance.
When choosing any furniture for your home it has to reflect your life; a definite understated elegance, with fashionable sensibilities and eternal simplicity. Your furniture should reveal your personality and flair. Contemporary furniture stores offers so many attractive designs and colors that attract many and these people have some piece of contemporary furniture in their home. It may be a modish rug, streamlined sofa or a stylish dining room set, contemporary furniture has turned into a symbol of modern simplicity.
Here are some tips that you can use while decorating your home with elegant contemporary furniture:
• Neutral colors are the finest choices for modern design. Neutral colors in your bedroom produce a clean and fresh look. They also create the perfect backdrop for a lovely modern painting that will add more charm to your room. Contemporary designs are made with subtle colors to make them completely different from the typical traditional colored rooms.
• Efficient lighting is important to prevent eyestrain. You may love to work in front of a window; but it is not the appropriate place for a computer. If you can find a L-shape set up, you can turn to face the window while your computer screen will face the wall. Consider a contemporary adjustable lamp, or fix halogen lights or spotlights to the shelf or a wall for correct visibility.
• In your bedroom, keep the other things to a minimum. Simple nightstands, full-length mirrors, subtle recessed reading lights, a pair of bamboo, wooden or chrome stools, on which you can keep cushions similar to the duvet cover.
• You can arrange your living room furniture in the method of the American Southwest. A stunning Italian leather sofa in front of an exposed brick fireplace in a subtle brown or red color can change the entire décor of your room. That single piece of contemporary furniture will transform the entire set up of your room and make it more attractive and stylish.
• While contemporary design, in spite of its influences remains sleek, cool and uncluttered, this should not make your bedroom cold and gloomy. Choose an encrusted look by white and black, or red and black sheets. If you desire a pattern, then again it has to be bold and cool. In a modern bedroom with neutral walls, bright red on a bed will add elegance and warmth to your bedroom. It will also lighten the room, and formulate it more inviting, just the way you want your bedroom to be.
When choosing any furniture for your home it has to reflect your life; a definite understated elegance, with fashionable sensibilities and eternal simplicity. Your furniture should reveal your personality and flair. Contemporary furniture stores offers so many attractive designs and colors that attract many and these people have some piece of contemporary furniture in their home. It may be a modish rug, streamlined sofa or a stylish dining room set, contemporary furniture has turned into a symbol of modern simplicity.
Here are some tips that you can use while decorating your home with elegant contemporary furniture:
• Neutral colors are the finest choices for modern design. Neutral colors in your bedroom produce a clean and fresh look. They also create the perfect backdrop for a lovely modern painting that will add more charm to your room. Contemporary designs are made with subtle colors to make them completely different from the typical traditional colored rooms.
• Efficient lighting is important to prevent eyestrain. You may love to work in front of a window; but it is not the appropriate place for a computer. If you can find a L-shape set up, you can turn to face the window while your computer screen will face the wall. Consider a contemporary adjustable lamp, or fix halogen lights or spotlights to the shelf or a wall for correct visibility.
• In your bedroom, keep the other things to a minimum. Simple nightstands, full-length mirrors, subtle recessed reading lights, a pair of bamboo, wooden or chrome stools, on which you can keep cushions similar to the duvet cover.
• You can arrange your living room furniture in the method of the American Southwest. A stunning Italian leather sofa in front of an exposed brick fireplace in a subtle brown or red color can change the entire décor of your room. That single piece of contemporary furniture will transform the entire set up of your room and make it more attractive and stylish.
• While contemporary design, in spite of its influences remains sleek, cool and uncluttered, this should not make your bedroom cold and gloomy. Choose an encrusted look by white and black, or red and black sheets. If you desire a pattern, then again it has to be bold and cool. In a modern bedroom with neutral walls, bright red on a bed will add elegance and warmth to your bedroom. It will also lighten the room, and formulate it more inviting, just the way you want your bedroom to be.
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